Percent
Decide where your money goes before you spend it.
Visit siteI kept telling myself I'd invest whatever was left at the end of the month. There was never much left.
I kept making the same mistake with money.
Spend first. Save later. Invest whatever survives till the end of the month.
You already know how that goes. By the 25th there's nothing left to be responsible with, and you promise yourself next month will be different.
Percent just flips the order.
The moment money comes in, you decide the percentages — investing, savings, learning, rent, whatever matters to you. What's left after that is what you're free to spend.
That's it. No complicated budgeting rules and no lectures about coffee.
I didn't want another app showing me where last month's money went. I already know where it went. I wanted one that made me decide before it disappeared.
What it does
- Split your income into percentages before you spend anything.
- Set your own buckets: investments, savings, learning, expenses.
- See exactly what each bucket gets the moment money arrives.
- Track how closely the month actually followed the plan.
Lesson
A money app doesn't need more charts. It needs to move one decision earlier.